Features of information security by the bank

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The banking sector is of the greatest interest to cybercriminals. The problem of the development of cybercrime is urgent due to the scale of losses incurred by both credit institutions themselves around the world and bank customers. The article shows the most dangerous areas of cyber attacks - on the payment system itself, on processing centers and remote banking customer service systems, describes the methods used by cybercriminals in achieving their plans. Much attention is paid to the need for a comprehensive solution to the problems of ensuring the information security of the banking system, starting with the architecture of the banking network, antivirus software and ending with the introduction of identification and authentication systems for both bank customers and internal users. The main conclusion is that despite certain specifics of information systems of the banking sector, the same methods and means that are used for ordinary organizations are largely suitable for information protection. The main thing is to approach the construction of the security system as responsibly as possible, since the cost of an error in the banking sector is high both for the bank itself and for its customers.

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Короткий адрес: https://sciup.org/170199228

IDR: 170199228   |   DOI: 10.24412/2500-1000-2023-4-4-142-145

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